PT. UAF Jaminan Kredit aims to lead by offering exciting propositions focused on core consumer needs in the areas of financial management.



To establish PT.UAF Jaminan Kredit as a leading Credit Guarantee institution by establishing trusted financial partner relationships through understanding, caring and supporting the financial needs of all customers.


PT.UAF Jaminan Kredit was established in May, 2014 and is a member of the Artha Graha Network and Sun Hung Kai & Co. Limited, (a Hong Kong listed company with stock code no. 0086 which is well known for its well diversified financial services).

Our strength comes from our deep local expertise, the quality of our services and our ability to innovate to meet the ever changing needs of customers and business partners. We also aim to deliver to our shareholders steady return on equity, a disciplined balance sheet and consistent profitability. To meet these objectives, we focus on expanding our business partnership base across diverse business lines and exporting our expertise to those financial markets that demonstrate high growth potential within Indonesia. This allows PT.UAF Jaminan Kredit to realize its pledge to offer unparalleled convenience, top notch service and solutions of our partners.


Artha Graha Network

Artha Graha Network

The Artha Graha Network is an extensive network of companies, institutions as well as individuals, both affiliated and non-affiliated, that are bound together by a common vision. The network’s business scope expands across a wide range of industries and sectors throughout Indonesia. Finance, Property, Agriculture and Resource sectors constitute as the 4 main pillars of our core businesses. Besides our 4 core businesses, the AG Network is also diversifying into other areas of business including tourism, manufacturing, communication, transportation, retail, energy and others.


Sun Hung Kai & Co Limited


Sun Hung Kai & Co. Limited (the “Company”) has been one of the leading financial institutions in Hong Kong with its founding dating back to 1969. Listed on the Hong Kong Stock Exchange in 1983 (Stock Code 86) the Company through its subsidiaries, including Sun Hung Kai Financial Limited and United Asia Finance Limited, offers customized financial solutions for retail, corporate and institutional clients. The Company, through its subsidiaries, has four core business segments, Wealth Management and Brokerage, Capital Markets, Consumer Finance and Principal Investments. It has an extensive branch and office network of more than 170 locations in Hong Kong, Macau and Mainland China. The Company currently has more than HK$13,4 billion* in shareholders equity. (*Figures as of 31 December 2013)